Akiba Commercial Bank PLC began as a microfinance institution before transforming into a commercial bank, making it uniquely positioned to understand the needs of small entrepreneurs and previously underserved market segments. The name ‘Akiba’ means ‘savings’ in Swahili, reflecting the bank’s founding mission to promote a savings culture among Tanzanians. The bank specializes in microfinance, MSME banking, and retail banking services with a focus on financial inclusion. Akiba has developed innovative products specifically designed for market traders, women entrepreneurs, and youth, contributing significantly to Tanzania’s financial deepening. Its community-based approach and understanding of grassroots economics has enabled it to maintain a loyal customer base even as it expands its services.